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Simi Debt Settlement Attorney  

Professional Debt Relief Services in Simi Valley

Founded in 2001, Financial Recovery Law provides effective debt settlement and relief services in Simi Valley and beyond. Having dealt with his own job loss and mounting bills while in grad school, our attorney knows firsthand what it’s like to face financial uncertainties and come out on the other side. Now, he’s in the business of helping others confront their debt and reclaim financial freedom. 

To date, Financial Recovery Law has successfully aided thousands of clients in overcoming the burden of debilitating debt, and we want to help you too. Our services include: 

  • Individual debt settlement 
  • Business debt settlement   
  • Loan modifications   
  • Bankruptcy filings   

Call us at (888) 340-2143 or submit an online form to connect with us about debt settlement services in Simi Valley.

What You Get When You Hire Financial Recovery Law

Legally, creditors do not have to agree to any sort of debt settlement. Getting them on board with a  relief plan that you can commit to is where we come in. Hire Financial Recovery Law and you’ll benefit from:

Experienced negotiation for effective debt settlement solutions. Having legal representation through the debt settlement process can increase the likelihood of reaching a favorable agreement with creditors.  Our attorney will advocate on your behalf to negotiate terms that accommodate your financial needs.

Protection from scams. We are committed to safeguarding you from fraudulent practices during debt settlement by meticulously inspecting the legitimacy of claims and ensuring compliance with protective laws.

Legal oversight and protection. Our attorney will review, interpret, and validate any legal documents related to your settlement. It’s our job to make sure you aren’t exploited or subjected to unfavorable terms, and we take that responsibility very seriously.

How Debt Settlement Works

Debt settlement is a process by which a debtor negotiates to pay a portion of their debt rather than the full amount owed. Under favorable circumstances, creditors may accept as little as 25% to 50% of the original debt amount to consider the obligation "satisfied." This option is often mutually beneficial, allowing creditors to recover a portion of the debt without engaging in costly litigation while providing debtors with a much-needed pathway to financial stability. 

At Financial Recovery Law, we negotiate with creditors and strive to secure the most advantageous settlement terms possible. Backed by over two decades of practice in debt settlement law, our attorney knows how to effectively work with creditors to create a settlement agreement that significantly reduces your debt and makes future payments manageable. 

Contact Us for Trusted Debt Settlement Services in Simi Valley

Financial Recovery Law is committed to helping individuals and businesses find relief from debt.

Contact our Simi Valley debt settlement lawyer to explore your options and take the first step toward a debt-free life. We are here to negotiate with creditors on your behalf and secure manageable repayment terms so you can regain control of your financial future with confidence. 

Submit a contact form here or give us a call at (888) 340-2143 for debt settlement service in Simi.

Real Stories From Real People

    "Clearly understood"
    Great explanation. Clearly understood. Ready for the next step!
    - Benjie B.
    "Thank you for your help."
    Very informative and highly recommended. Thank you for your help. God bless you Attorney Ray.
    - Michael C.
    "Very impressed"
    Very impressed with Mr. Bulaon. He is obviously very good at what he does. He is friendly, smart, and patient and makes you feel comfortable right away. I wouldn't hesitate to hire this firm or recommend him to anyone needing the service he provides!
    - Traci B.
    "Very professional and kind person."
    Very helpful. Explained every possible way to solve my case. Very professional and kind person. Thank you for helping me again.
    - Normita
    "Thank you"
    After being frustrated with our case being prolonged by another firm, I found Mr. Bulaon of RJB Law Offices. I was very pleased with our initial meeting. I look forward to getting our case resolved finally and behind us. My only disappointment was with myself for not finding Mr. Bulaon sooner. Thank you.
    - Verla R.
    "Thanks for all your help"
    Best lawyer and crew. Thanks for all your help!
    - Marco J.
    "Very professional"
    Very professional and informed, his knowledge of our situation was obvious and I feel we will come to a great resolution.
    - Michael G.
    "They really want to help"
    Very informative and patient and seemed to really want to help.
    - Greg W.
Download Our Free eBook Written by Ray Bulaon, Attorney at Law
Learn about common mistakes to avoid, the 4 "big lies" about bankruptcy, rebuilding your credit, facing foreclosure, and more! We've helped thousands of clients overcome their debt issues.

Contact Us Today

Need Immediate Assistance? Call (888) 340-2143 Now - We Answer Live 24/7!
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Why Choose Us

We Put You & Your Needs First
  • We will treat you, like we treat all our clients, with respect and decency.
  • We are a multi-lingual firm with attorneys fluent in English, Tagalog, and Armenian.
  • We are known for honest, knowledgeable, and client-focused service.
  • We've helped thousands of people and businesses find debt relief.