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Valencia Creditor Harassment Lawyer

Being Harassed By Creditors or Debt Collectors? Call Today.

It is true that creditors and their collection representatives are legally allowed to collect debts that you may owe them, but it is illegal for them to harass or threaten you in the process of doing so. A growing number of Americans are finding it increasingly challenging to pay down their medical and credit card bills, car loans, and other debt obligations that they have incurred. In spite of this fact, creditors do not have the right to abuse you while collecting these debts.

Are your creditors using abusive tactics? Call (888) 256-8581 or contact RJB Law Offices online for a free consultation. We're prepared to defend your rights! We speak English, Tagalog, and Armenian.

Common Examples of Creditor Harassment

An experienced creditor harassment attorney near you will know exactly what to do to make the abuse stop. RJB Law Offices has been helping clients end creditor harassment for almost a decade now, and can provide you with many debt settlement options to help solve your financial difficulties.

Creditor harassment includes:

  • Using obscene language in calls or in voicemails left for you
  • Contacting you frequently and repeatedly
  • Threatening you with harm or violence
  • Using more than one collection agency to collect the debt
  • Ignoring the fact that the debt is not yours
  • Calling you at work after you have asked not to be contacted there
  • Calling very early in the morning or late in the evening without your consent
  • Threatening to let other family members or friends know that you have a debt to them
  • Threatening to have you arrested if you do not pay your debt
  • Making baseless threats to garnish your wages, seize or put a lien on your property

A Debt Harassment Attorney in Valencia Can Help

If your pleas and letters to creditors and debt collectors are not ending the harassment, there are other steps that you can take. Save all voicemails and letters from your creditors or from their collection agencies. Take notes on all of your phone conversations (remember: it is not legal in this state to record conversations unless you have the consent of all parties). Turn this information over to us. We will use it to help stop creditors and debt collectors from abusing you once and for all.

Being harassed by creditors? Contact us online or call (888) 256-8581 to schedule an appointment. Your initial consultation is free of charge.

Commonly Asked Questions

How Can RJB Law Offices Assist Me with Creditor Harassment?

RJB Law Offices can provide you with legal guidance and debt settlement options to address creditor harassment. We recommend saving all voicemails and correspondence from creditors, taking notes during phone conversations, and then providing this information to our firm. With this evidence, we can take steps to stop the harassment and defend your rights.

Is It Legal to Record Phone Conversations with Creditors in California?

In California, it is not legal to record phone conversations with creditors or anyone else without the consent of all parties involved. If you're experiencing harassment, take detailed notes during your conversations instead of recording.

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