The Benefits of Bankruptcy

Valencia Bankruptcy Attorney

If you are one of the many people facing overwhelming debt or threatened foreclosure you should learn how bankruptcy could help you. The bankruptcy laws provide legal protection from collection agencies, banks and other creditors and can wipe out all your unsecured debt including credit cards and medical bills. Bankruptcy can also provide an individual or business with a way to repay their debts over an extended amount of time, up to five years, with no interest. To learn more about how bankruptcy could help you get a fresh start, you should speak to a Valencia bankruptcy lawyer at RJB Law Offices. Call or come in for a free consultation and discuss your financial situation. After reviewing the details of your case, we can advise you on what your best choices are to resolve your money problems.

We have helped over 5,000 clients handle their financial difficulties through bankruptcy since 2001. Our lawyers are committed to helping individuals and business owners like you break free from the stress and pressure of burdensome debt and end creditor harassment. We speak Tagalog and Armenian and we are ready to assist you through the entire process, step by step.

Bankruptcy Lawyer in Valencia

Bankruptcy begins when we help you determine which type of bankruptcy is best for you. If you have high debt and few assets you will probably qualify for chapter 7 bankruptcy. Most people will be able to retain all their assets and have their unsecured debts eliminated within a few short months. Once you file, your creditors will be prevented from contacting you, any threats of repossession or wage garnishment will be stopped and the court will review your assets to see if any non-exempt assets are available to be sold to pay towards your debt. 90% of our clients are able to keep all their assets. If you have significant equity in a home or have other assets you don't want to lose and you have a steady income, chapter 13 bankruptcy will prevent foreclosure and help you reorganize your debts so that you can repay them over three to five years. Speak to a qualified bankruptcy attorney today.