We practice primarily in Consumer Bankruptcy, Chapter 7 (Liquidation) and Chapter 13 (Reorganization). We have created this site to provide useful information that may help you decide whether Bankruptcy protection is the best solution to your financial problems.
Unfortunately, people are fed all kinds of misinformation about Bankruptcy that they are often scared to see an attorney and find out what their legal options are in dealing with debt problems. Thus, they continue to suffer needlessly instead of taking immediate action to turn their situation around. Don’t let this happen to you!
Bankruptcy protection results in immediate relief from creditor harassment, lawsuits, wage garnishments, judgments, repossessions and foreclosure. With Chapter 7, most debts can be legally wiped out and financial recovery can begin immediately. This may include credit card debts, medical bills, unsecured lines of credit and more. In Chapter 13, debts can be reduced and consolidated into one affordable monthly payment. You can reapportion your debt over a 3-5 year period and start managing your finances better. Chapter 13 bankruptcies require that you have a regular income and that your debt amounts do not exceed the limits set by the law. A bankruptcy protection lawyer can help you determine what to file under and how to accomplish your financial goals. Either way, you can end your debt problems once and for all and get a fresh financial start.
Our law office can also provide you with affordable solutions to your trouble with the IRS. If you are at risk of losing assets or having your wages garnished by the IRS, your taxes may be wiped out completely or legally discharged with a Chapter 7 bankruptcy. A Chapter 13 bankruptcy allows for non-dischargeable taxes to be paid back without additional interest and penalties over a 3 to 5 year period. There are several other non-bankruptcy options available and we are available to answer any questions you may have.
Bankruptcy protection can help you deal with all kinds of debts that have become unmanageable – credit cards, personal loans, medical bills, student loans, IRS and state taxes, back child support, judgments, late mortgage payments, etc.
If you visited this site because the idea of filing for Bankruptcy has crossed your mind but you need more information about it, please click on the other link buttons for additional information about Bankruptcy and about our law firm.